Structural Deficit
What does this mean?
Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.
The Path Forward
The Truth-Teller
Forces necessary, painful cuts to preserve the core. It demands that the organization stop borrowing from its future and align its current programmatic output with actual sustainable revenue.
Institutional Epochs
Historical Performance
| Year | Revenue | Top Comp | Comp % Rev | Score | Phase Label | Outlook | Details |
|---|---|---|---|---|---|---|---|
| 2024 | Hidden | Hidden | — | — | Unknown | — | |
| 2023 | Hidden | Hidden | 16.4% | 35 | Critical Intervention Needed | Decline Risk | |
| 2022 | — | — | 10.3% | 38 | Financially Distressed | Recovery | |
| 2021 | — | — | 13.9% | 32 | Critical Intervention Needed | Recovery | |
| 2020 | — | — | 14.9% | 31 | Critical Intervention Needed | Recovery | |
| 2019 | — | — | 20.3% | 29 | Critical Intervention Needed | Decline Risk | |
| 2018 | — | — | 17.2% | 33 | Critical Intervention Needed | Stable Watch | |
| 2017 | — | — | 21.0% | 33 | Critical Intervention Needed | Recovery | |
| 2016 | — | — | 15.5% | 31 | Critical Intervention Needed | Recovery | |
| 2015 | — | — | 9.9% | 32 | Critical Intervention Needed | Recovery | |
| 2014 | — | — | 22.2% | 24 | Critical Intervention Needed | Decline Risk | |
| 2013 | — | — | 10.3% | 34 | Critical Intervention Needed | Stable Watch | |
| 2012 | — | — | 12.1% | 34 | Critical Intervention Needed | Stable Watch |
Officer compensation history
Tax year 2025
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| Holly Arnold | Executive Dir. | 9.1% of Rev | ||
| Stilian Kirov | Board Member | 7.3% of Rev | ||
| Beth Pandol | Board President | — | ||
| Alan Doud | Board President | — | ||
| Nicole Giumarra MS RD | Secretary | — | ||
| Patrick Paggi CPA | Treasurer | — | ||
| Tasha Clayton | Board President | — | ||
| Jim Bell | Endowment Rep | — | ||
| Helen Crosby | Board President | — | ||
| Alan Avery | Board Member | — | ||
| Ira Cohen | Board Member | — | ||
| Mona Pankey | Board Member | — | ||
| Doug Pierce CPA | Board Member | — | ||
| Justin Salters | Board Member | — | ||
| Jason Cater | Board Member | — | ||
| Shannon Lowther | Executive Advis | — | ||
| Rick Stevens | Board Member | — | ||
| Stephen Sanders | Board Member | — | ||
| Jennifer Self | Board Member | — | ||
| Terri Church | Board Member | — | ||
| Kamal Bhakta | Board Member | — | ||
| Bradford Anderson MD | Board Member | — | ||
| Ken Beurmann | Board Member | — | ||
| Melissa Fortune CPA | Board Member | — | ||
| Russel Huge | Board Member | — | ||
| Cory Williams | Board Member | — | ||
| Xavier Canez | Board Member | — | ||
| Mary Cervantes | Board Member | — | ||
| Keith Wolaridge | Board Member | — |
Tax year 2023
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| Holly Arnold | Executive Dir. | 8.5% of Rev | ||
| Bruce Peters | Board President | — | ||
| Chris Hamilton | Advisor | — | ||
| Alan Doud | Chairman | — | ||
| Nicole Giumarra MS RD | Secretary | — | ||
| Patrick Paggi CPA | Treasurer | — | ||
| Beth Pandol | Board President | — | ||
| Hon Jon Stuebbe | Endowment Rep. | — | ||
| Alex Navarro | Board President | — | ||
| Ira Cohen | Board Member | — | ||
| Amy McGuire | Orchestra Rep. | — | ||
| Doug Pierce CPA | Board Member | — | ||
| Jason Cater | Board Member | — | ||
| Shannon Lowther | Board Member | — | ||
| Rick Stevens | Board Member | — | ||
| Christine Goedhart - Humphrey | Board Member | — | ||
| Doug Hayward | Board Member | — | ||
| Jim Doty | Board Member | — | ||
| Kamal Bhakta | Board Member | — | ||
| Bradford Anderson MD | Board Member | — | ||
| Ken Beurmann | Board Member | — | ||
| michelle chantry | Board Member | — | ||
| Russel Huge | Board Member | — | ||
| xavier canez | Board Member | — | ||
| Keith Wolaridge | Board Member | — | ||
| Tasha Clayton | Board Member | — |
Tax year 2022
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| Holly Arnold | Executive Dir. | 8.4% of Rev | ||
| Bruce Peters | Board President | — | ||
| Chris Hamilton | Advisor | — | ||
| Alan Doud | Board President | — | ||
| Nicole Giumarra MS RD | Secretary | — | ||
| Patrick Paggi CPA | Treasurer | — | ||
| Beth Pandol | Board President | — | ||
| Hon Jon Stuebbe | Endowment Rep. | — | ||
| Whitney Herbst | Board President | — | ||
| Ira Cohen | Board Member | — | ||
| Doug Pierce | Board Member | — | ||
| Jason Cater | Board Member | — | ||
| Shannon Lowther | Board Member | — | ||
| Rick Stevens | Board Member | — | ||
| Christine Goedhart - Humphrey | Board Member | — | ||
| Doug Hayward | Board Member | — | ||
| Jim Doty | Board Member | — | ||
| W Michael Chertok | Board Member | — | ||
| Kamal Bhakta | Board Member | — | ||
| Bradford Anderson MD | Board Member | — | ||
| Ken Beurmann | Board Member | — | ||
| michelle chantry | Board Member | — | ||
| Alex Navarro | Board Member | — | ||
| xavier canez | Board Member | — | ||
| Keith Wolaridge | Board Member | — | ||
| Tasha Clayton | Board Member | — |
Tax year 2021
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| Stilian Kirov | Board Member | 6.2% of Rev | ||
| Holly Arnold | Executive Dir. | 5.5% of Rev | ||
| Kari Heilman | Executive Director | 2.5% of Rev | ||
| Bruce Peters | Board President | — | ||
| Chris Hamilton | Board President | — | ||
| Alan Doud | Board President | — | ||
| Nicole Giumarra MS RD | Secretary | — | ||
| Patrick Paggi CPA | Treasurer | — | ||
| Hon Jon Stuebbe | Endowment Rep. | — | ||
| Ira Cohen | Advisor | — | ||
| Mike Raney | Board President | — | ||
| John Estrada | Orchestra Rep. | — | ||
| Paulette Shires | Board Member | — | ||
| Jorge Barrientos | Board Member | — | ||
| Cynthia Woollacott Smizer | Board Member | — | ||
| Jason Cater | Board Member | — | ||
| Rick Stevens | Board Member | — | ||
| Jay Tamsi | Board Member | — | ||
| Christine Goedhart - Humphrey | Board Member | — | ||
| Doug Hayward | Board Member | — | ||
| Tom Maxwell | Board Member | — | ||
| W Michael Chertok | Board Member | — | ||
| Bradford Anderson MD | Board Member | — | ||
| Ken Beurmann | Board Member | — | ||
| michelle chantry | Board Member | — | ||
| Beth Pando | Board Member | — | ||
| xavier canez | Board Member | — | ||
| Keith Wolaridge | Board Member | — | ||
| Tasha Clayton | Board Member | — | ||
| eleanor heiskell | Board Member | — | ||
| James Collier | Board Member | — | ||
| C Lee Clark | Board Member | — |
Score breakdown
The three components combine into a single 0–100 score weighted as shown. Full methodology →
Peer comparison
Compared to 829 other orgs in CA with NTEE prefix A6.
Most-divergent component: program score sits 29 points above the peer median (60 vs. 31).
5-year trend: Structural Deficit
Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.
What's driving this score
- Comp-to-revenue ratio of 16.4% sits within the sector's healthy band (18–22%).
- Financial resilience score in the bottom quartile — reserves and liabilities ratios warrant review.
What would change this score
The two changes that would most improve this score:
- Separate signing authority from fundraising authority when both are held by one person — removes the concentration penalty (~12 points).
- Build cash reserves to at least 3 months of operating expenses — moves financial resilience score meaningfully (~10 points).
Improving governance is a board decision. These are the levers.