Structural Deficit
What does this mean?
Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.
The Path Forward
The Truth-Teller
Forces necessary, painful cuts to preserve the core. It demands that the organization stop borrowing from its future and align its current programmatic output with actual sustainable revenue.
Title
Representative Institutions
Institutional Epochs
Historical Performance
| Year | Revenue | Top Comp | Comp % Rev | Score | Phase Label | Outlook | Details |
|---|---|---|---|---|---|---|---|
| 2025 | Hidden | Hidden | — | — | Unknown | — | |
| 2023 | Hidden | Hidden | — | 45 | Fragile | Recovery | |
| 2022 | — | — | — | 41 | Financially Distressed | Recovery | |
| 2021 | — | — | 19.8% | 41 | Fragile | Recovery | |
| 2020 | — | — | — | 41 | Financially Distressed | Recovery | |
| 2019 | — | — | — | 38 | Financially Distressed | Decline Risk | |
| 2018 | — | — | 11.1% | 40 | Financially Distressed | Recovery | |
| 2017 | — | — | 12.4% | 34 | Critical Intervention Needed | Recovery | |
| 2016 | — | — | 10.8% | 29 | Critical Intervention Needed | Stable Watch | |
| 2015 | — | — | 11.9% | 29 | Critical Intervention Needed | Stable Watch |
Officer compensation history
Tax year 2025
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| STEFFANIE PEARCE | Board Member | 7.7% of Rev | ||
| MICHELLE WESTLEY | Board Member | 5.3% of Rev | ||
| Elaine Christian | Treasurer | — | ||
| Ryan Rupert | Board Member | — | ||
| Peter Bewley | Board Member | — | ||
| Beverly Wernette | Board Member | — | ||
| Steffanie Pearce | Board President | — | ||
| Carol Fabiano | Board Member | — | ||
| Stephanie Schwetz | Chairman | — | ||
| Michelle Westly | Secretary | — | ||
| CAROLE FABIANO | Board Member | — | ||
| BEVERLY WERNETTE | Board Member | — | ||
| STEPHANIE SCHWETZ | CHAIRMAN | — | ||
| ELAINE CHRISTIAN | Treasurer | — | ||
| RYAN RUPERT | Board Member | — | ||
| PETER BEWLEY | Board Member | — | ||
| KIM SHAND | Board Member | — |
Tax year 2023
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| ELAINE CHRISTIAN | Board Member | — | ||
| RYAN RUPERT | Board Member | — | ||
| PETER BEWLEY | Board Member | — | ||
| BEVERLY WERNETTE | Board Member | — | ||
| STEFFANIE PEARCE | Board President | — | ||
| CAROLE FABIANO | Board Member | — | ||
| STEPHANIE SCHWETZ | Board President | — | ||
| MICHELLE WESTLEY | Secretary | — |
Tax year 2021
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| Beverly Wernette | Board Member | — | ||
| Linda Coyle | Board Member | — | ||
| Larry Waller | Board President | — | ||
| Steffanie Pearce | Board President | — | ||
| Stephanie Schwetz | Board President | — | ||
| Michelle Westley | Secretary | — |
Score breakdown
The three components combine into a single 0–100 score weighted as shown. Full methodology →
Peer comparison
Compared to 48 other orgs in FL with NTEE prefix A2.
Most-divergent component: program score sits 27 points above the peer median (60 vs. 33).
5-year trend: Structural Deficit
Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.
What's driving this score
- All-volunteer org with no paid officers — governance signal is neutral (default 50), not absent.
- Financial resilience score in the bottom quartile — reserves and liabilities ratios warrant review.
What would change this score
The two changes that would most improve this score:
- Build cash reserves to at least 3 months of operating expenses — moves financial resilience score meaningfully (~10 points).
Improving governance is a board decision. These are the levers.