Structural Deficit
What does this mean?
Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.
The Path Forward
The Truth-Teller
Forces necessary, painful cuts to preserve the core. It demands that the organization stop borrowing from its future and align its current programmatic output with actual sustainable revenue.
Title
Representative Institutions
Institutional Epochs
Historical Performance
| Year | Revenue | Top Comp | Comp % Rev | Score | Phase Label | Outlook | Details |
|---|---|---|---|---|---|---|---|
| 2023 | — | — | 7.6% | 34 | Critical Intervention Needed | Decline Risk | |
| 2022 | — | — | 5.0% | 39 | Financially Distressed | Recovery | |
| 2021 | — | — | 14.5% | 32 | Critical Intervention Needed | Stable Watch | |
| 2020 | — | — | 6.8% | 34 | Critical Intervention Needed | Stable Watch | |
| 2019 | — | — | — | 35 | Financially Distressed | Recovery | |
| 2018 | — | — | — | 32 | Critical Intervention Needed | Decline Risk | |
| 2017 | — | — | 5.5% | 34 | Critical Intervention Needed | Decline Risk | |
| 2016 | — | — | 2.6% | 35 | Financially Distressed | Decline Risk | |
| 2015 | — | — | 2.4% | 55 | Fragile | Recovery | |
| 2014 | — | — | 4.8% | 39 | Financially Distressed | Recovery | |
| 2013 | — | — | 7.3% | 32 | Critical Intervention Needed | Decline Risk | |
| 2012 | — | — | 8.0% | 36 | Financially Distressed | Decline Risk | |
| 2011 | — | — | 6.0% | 40 | Financially Distressed | Stable Watch |
Officer compensation history
Tax year 2023
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| BUD SCHNEIDER | Board President | — | ||
| MYRNA PETERSON | Board President | — | ||
| GLENNA OLSON | Secretary | — | ||
| ANGELA TOBECK | Treasurer | — | ||
| JON ARNTSON | Board Member | — | ||
| KATIE CARGILL | Board Member | — | ||
| JONI NAMYST | Board Member | — | ||
| MINDY NUHRING | Board Member | — | ||
| RHONDA SCHAFFER | Board Member | — | ||
| TRICIA STERLE | DIECTOR | — | ||
| COURTNEY SWALBOSKI-ANICK | Board Member | — | ||
| ROBERT WARD JR | Board Member | — | ||
| NOAH WILCOX | Board Member | — |
Tax year 2022
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| BUD SCHNEIDER | Board President | — | ||
| RHONDA PETERS | Board President | — | ||
| GLENNA OLSON | Secretary | — | ||
| TOM KARGES | Treasurer | — | ||
| JON ARNTSON | Board Member | — | ||
| KATIE CARGILL | Board Member | — | ||
| KRIS FERRARO | Board Member | — | ||
| KARI HEDLUND | Board Member | — | ||
| JONI NAMYST | Board Member | — | ||
| MINDY NUHRING | Board Member | — | ||
| MYRNA PETERSON | Board Member | — | ||
| ANGELA TOBECK | Board Member | — | ||
| ROBERT WARD JR | Board Member | — | ||
| NOAH WILCOX | Board Member | — |
Tax year 2021
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| KIRK ADAMS | Treasurer | — | ||
| KRIS FERRARO | Board Member | — | ||
| KARI HEDLUND | Board Member | — | ||
| TOM KARGES | Board President | — | ||
| ABBY KUSCHEL | Secretary | — | ||
| JEANNE NICKLASON | Board Member | — | ||
| GLENNA OLSON | Board Member | — | ||
| TOM PELTIER | Board Member | — | ||
| RHONDA PETERS | Board Member | — | ||
| BUD SCHNEIDER | Board President | — | ||
| GREG TUTTLE | Board Member | — | ||
| NOAH WILCOX | Board Member | — |
Score breakdown
The three components combine into a single 0–100 score weighted as shown. Full methodology →
Peer comparison
Compared to 47 other orgs in MN with NTEE prefix A2.
Most-divergent component: financial score sits 36 points below the peer median (0 vs. 36).
5-year trend: Structural Deficit
Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.
Overall score has gone from 35 → 34 over 5 years (declining by 1 points).
What's driving this score
- Comp-to-revenue ratio of 7.6% sits within the sector's healthy band (18–22%).
- Financial resilience score in the bottom quartile — reserves and liabilities ratios warrant review.
What would change this score
The two changes that would most improve this score:
- Build cash reserves to at least 3 months of operating expenses — moves financial resilience score meaningfully (~10 points).
Improving governance is a board decision. These are the levers.