Structural Deficit
What does this mean?
Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.
The Path Forward
The Truth-Teller
Forces necessary, painful cuts to preserve the core. It demands that the organization stop borrowing from its future and align its current programmatic output with actual sustainable revenue.
Title
Representative Institutions
Institutional Epochs
Historical Performance
| Year | Revenue | Top Comp | Comp % Rev | Score | Phase Label | Outlook | Details |
|---|---|---|---|---|---|---|---|
| 2021 | — | — | 17.3% | 27 | Critical Intervention Needed | Decline Risk | |
| 2020 | — | — | 10.7% | 32 | Critical Intervention Needed | Stable Watch | |
| 2019 | — | — | 14.0% | 29 | Critical Intervention Needed | Decline Risk | |
| 2018 | — | — | 9.4% | 34 | Critical Intervention Needed | Stable Watch | |
| 2017 | — | — | 9.4% | 34 | Critical Intervention Needed | Recovery | |
| 2016 | — | — | 12.1% | 29 | Critical Intervention Needed | Decline Risk | |
| 2015 | — | — | 8.5% | 34 | Critical Intervention Needed | Recovery | |
| 2014 | — | — | 15.6% | 31 | Critical Intervention Needed | Stable Watch | |
| 2013 | — | — | 14.7% | 32 | Critical Intervention Needed | Stable Watch | |
| 2012 | — | — | 14.5% | 32 | Critical Intervention Needed | Recovery | |
| 2011 | — | — | 16.8% | 31 | Critical Intervention Needed | Stable Watch |
Officer compensation history
Tax year 2022
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| CHRISTOPHER BREMER | Executive Director | 17.3% of Rev | ||
| PATTY CERESNIE | BOARD MEMEBER | — | ||
| SUSIE CITRIN | Board President | — | ||
| SUZANNE CURTIS | BOARD MEMEBER | — | ||
| ROSALIND FINK | BOARD MEMEBER | — | ||
| ARLINE GOULD | BOARD MEMEBER | — | ||
| MARCIA KAHN | BOARD MEMEBER | — | ||
| DR PHOEBE MAINSTER | Board President | — | ||
| WENDY KOHLENBERG | Board President | — | ||
| SIDNEY SIMON | BOARD MEMEBER | — | ||
| ELAINE STURMAN | BOARD MEMEBER | — | ||
| KAREN COUF-COHEN | BOARD MEMEBER | — | ||
| HENRIETTA HERMELIN WIENBERG | BOARD MEMEBER | — | ||
| JERRY LAEVIN WEINER | BOARD MEMEBER | — | ||
| MARY LOU ZIEVE | Board President | — | ||
| LYNCH TRAVIS | BOARD MEMEBER | — | ||
| SALLY GINN | BOARD MEMEBER | — | ||
| SUZI TEREBELO | BOARD MEMEBER | — | ||
| ROBERTA TOLL | BOARD MEMEBER | — | ||
| LINDA ZLOTOFF | BOARD MEMEBER | — | ||
| MELINDA NAGLER | BOARD MEMEBER | — | ||
| CAROL OGUSKY | Secretary | — | ||
| ELIZABETH PERNICK | Board President | — | ||
| GAIL K MAYER | BOARD MEMEBER | — |
Tax year 2021
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| CHRISTOPHER BREMER | Executive Director | 17.3% of Rev | ||
| PATTY CERESNIE | BOARD MEMEBER | — | ||
| SUSIE CITRIN | Board President | — | ||
| SUZANNE CURTIS | Board President | — | ||
| ROSALIND FINK | BOARD MEMEBER | — | ||
| ARLINE GOULD | BOARD MEMEBER | — | ||
| MARCIA KAHN | BOARD MEMEBER | — | ||
| DR PHOEBE MAINSTER | Board President | — | ||
| WENDY KOHLENBERG | Board President | — | ||
| STEVEN SHOWFER | Treasurer | — | ||
| SIDNEY SIMON | BOARD MEMEBER | — | ||
| ELAINE STURMAN | BOARD MEMEBER | — | ||
| KAREN COUF-COHEN | BOARD MEMEBER | — | ||
| HENRIETTA HERMELIN WIENBERG | BOARD MEMEBER | — | ||
| JERRY LAEVIN WEINER | BOARD MEMEBER | — | ||
| MARY LOU ZIEVE | Board President | — | ||
| LYNCH TRAVIS | BOARD MEMEBER | — | ||
| ROBERT SKLAR | BOARD MEMEBER | — | ||
| SALLY GINN | BOARD MEMEBER | — | ||
| SUSIE TEREBELO | BOARD MEMEBER | — | ||
| ROBERTA TOLL | BOARD MEMEBER | — | ||
| LINDA ZLOTOFF | BOARD MEMEBER | — | ||
| MELINDA NAGLER | BOARD MEMEBER | — | ||
| CAROL OGUSKY | Secretary | — | ||
| ELIZABETH PERNICK | Board President | — | ||
| GAIL K MAYER | BOARD MEMEBER | — | ||
| DEBORAH ZAZAIAN | BOARD MEMEBER | — |
Score breakdown
The three components combine into a single 0–100 score weighted as shown. Full methodology →
Peer comparison
Compared to 186 other orgs in MI with NTEE prefix A6.
Most-divergent component: financial score sits 41 points below the peer median (0 vs. 41).
5-year trend: Structural Deficit
Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.
Overall score has gone from 34 → 27 over 5 years (declining by 7 points).
What's driving this score
- Comp-to-revenue ratio of 17.3% sits within the sector's healthy band (18–22%).
- Financial resilience score in the bottom quartile — reserves and liabilities ratios warrant review.
What would change this score
The two changes that would most improve this score:
- Separate signing authority from fundraising authority when both are held by one person — removes the concentration penalty (~12 points).
- Build cash reserves to at least 3 months of operating expenses — moves financial resilience score meaningfully (~10 points).
Improving governance is a board decision. These are the levers.