Structural Deficit
What does this mean?
Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.
The Path Forward
The Truth-Teller
Forces necessary, painful cuts to preserve the core. It demands that the organization stop borrowing from its future and align its current programmatic output with actual sustainable revenue.
Title
Representative Institutions
Institutional Epochs
Historical Performance
| Year | Revenue | Top Comp | Comp % Rev | Score | Phase Label | Outlook | Details |
|---|---|---|---|---|---|---|---|
| 2024 | Hidden | Hidden | — | — | Unknown | — | |
| 2023 | Hidden | Hidden | — | 31 | Critical Intervention Needed | Decline Risk | |
| 2022 | — | — | — | 38 | Financially Distressed | Decline Risk | |
| 2021 | — | — | — | 42 | Fragile | Stable Watch | |
| 2020 | — | — | — | 42 | Fragile | Recovery | |
| 2019 | — | — | — | 31 | Critical Intervention Needed | Decline Risk | |
| 2018 | — | — | — | 35 | Critical Intervention Needed | Stable Watch | |
| 2017 | — | — | — | 35 | Critical Intervention Needed | Recovery | |
| 2016 | — | — | — | 29 | Critical Intervention Needed | Decline Risk | |
| 2015 | — | — | — | 31 | Critical Intervention Needed | Stable Watch | |
| 2014 | — | — | — | 31 | Critical Intervention Needed | Decline Risk | |
| 2013 | — | — | — | 35 | Critical Intervention Needed | Decline Risk | |
| 2012 | — | — | — | 51 | Fragile | Stable Watch |
Officer compensation history
Tax year 2025
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| Norman Schaffer | Board Member | — | ||
| Avrum Abramowitz | Board Member | — | ||
| Augusto Bernardini | Board Member | — | ||
| Oliveira Phillip | Board Member | — | ||
| Alex Ramos | Board Member | — | ||
| Michael Spinnelli | Board Member | — | ||
| Pasquale Valerio | Board President | — | ||
| Marcella Richardson | Board President | — | ||
| Antonio Valardi | Board Member | — | ||
| Brad Koozman | Board Member | — | ||
| Keith Workowski | Board Member | — |
Tax year 2023
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| Marcella Richardson | Board President | — | ||
| Pasquale Valerio | Board President | — | ||
| Antonio Valardi | Board Member | — | ||
| Keith Workowski | Board Member | — | ||
| Brad Koozman | Board Member | — | ||
| Michael Spinnelli | Board Member | — | ||
| Avrum Abramowitz | Board Member | — | ||
| Norman Schaffer | Board Member | — | ||
| Augusto Bernardini | Board Member | — | ||
| Alex Ramos | Board Member | — | ||
| Oliveira Phillip | Board Member | — | ||
| Marcella Richardson | Board President | — | ||
| Pasquale Valerio | Board President | — | ||
| Antonio Valardi | Board Member | — | ||
| Keith Workowski | Board Member | — | ||
| Brad Koozman | Board Member | — | ||
| Michael Spinnelli | Board Member | — | ||
| Avrum Abramowitz | Board Member | — | ||
| Norman Schaffer | Board Member | — | ||
| Augusto Bernardini | Board Member | — | ||
| Alex Ramos | Board Member | — | ||
| Oliveira Phillip | Board Member | — |
Tax year 2021
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| NORMAN L SCHAFFER | Board Member | — | ||
| AVRUM ABRAMOWITZ | Board Member | — | ||
| AUGUSTO BERNARDINI | Board Member | — | ||
| TOM INCORVIAIA | Board Member | — | ||
| ALEX RAMOS | Board Member | — | ||
| MICHAEL SPINNELLI | Board Member | — | ||
| PASQUALE VALERIO | Board Member | — | ||
| MARCELLA RICHARDSON | Board President | — | ||
| ANTONIO VALARDI | Board President | — | ||
| BRAD KOOZMAN | Board Member | — | ||
| KEITH WORKOWSKI | Board Member | — |
Score breakdown
The three components combine into a single 0–100 score weighted as shown. Full methodology →
Peer comparison
Compared to 244 other orgs in FL with NTEE prefix A6.
Most-divergent component: financial score sits 25 points below the peer median (5 vs. 30).
5-year trend: Structural Deficit
Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.
What's driving this score
- All-volunteer org with no paid officers — governance signal is neutral (default 50), not absent.
- Financial resilience score in the bottom quartile — reserves and liabilities ratios warrant review.
What would change this score
The two changes that would most improve this score:
- Build cash reserves to at least 3 months of operating expenses — moves financial resilience score meaningfully (~10 points).
Improving governance is a board decision. These are the levers.